Surplus Funds Services

Recovering Your Surplus Funds

The foreclosure process is exhausting, but it may not be the end of your financial story. If your property was sold at a foreclosure or tax auction for more than what was owed, you are likely entitled to the surplus funds.

When a home sells at auction, the lender or the county only keeps what is owed to them (plus fees). Anything left over—the surplus—legally belongs to the former owner. However, the government and banks rarely reach out to tell you this money is waiting.

Let our skilled experts evaluate your situation and help you explore options that are right for you. The consultation is confidential and there’s no obligation.

Our Recovery Process

We take the investigative burden off your shoulders so you can focus on moving forward:

Asset Discovery

We diligently audit auction records to identify exactly how much money is being held by the court or trustee.

Claim Filing

We navigate the complex legal filings and paperwork required to prove your right to the funds.

Managing Deadlines

Most states have a “use it or lose it” window for these funds. We act quickly to ensure your claim is filed before the money is escheated to the state.

Regaining Stability

Our goal is to put that money back in your hands, providing the financial foundation you need for your next home.