The foreclosure process is exhausting, but it may not be the end of your financial story. If your property was sold at a foreclosure or tax auction for more than what was owed, you are likely entitled to the surplus funds.
When a home sells at auction, the lender or the county only keeps what is owed to them (plus fees). Anything left over—the surplus—legally belongs to the former owner. However, the government and banks rarely reach out to tell you this money is waiting.